by Stuart Fowler | Sep 17, 2021 | Economics, Savings and Investments
If your pay, pensions and investment returns were all perfectly indexed to general inflation, would you care much what happened to prices? Imperfect indexation to, or compensation for, inflation is one of the biggest risks individual investors face. How do you improve...
by Stuart Fowler | Jul 6, 2021 | Charges, Performance
Cost comparisons for 25 UK wealth management firms submitting data to FT Money in June 2021 imply that, at all portfolio sizes above Fowler Drew’s minimum amount, our annual management fee, plus platform or custody costs, is significantly below the average....
by Stuart Fowler | Jun 21, 2021 | Charges
How you pay for private-client investment services matters, but not as much as what you pay for and how much you pay. How you pay is typically now between flat fees, independent of the value of a transaction or portfolio, and asset-based fees, where a percentage rate...
by Stuart Fowler | May 7, 2021 | Savings and Investments
Let’s briefly go behind the scenes of the Fowler Drew portfolio-management model to see why we think equities are not generally overvalued. The key numbers are shown in the chart. This is familiar territory for investment professionals but private investors may...
by Stuart Fowler | Apr 28, 2021 | Goal Based Wealth Management, Performance
In a previous article, Whose performance is it anyway?, we addressed the significance of performance, for both clients and the firm, in goal-based wealth management. Our key observation was that when assets are managed to meet client-specified outcomes (or...
