by Stuart Fowler | Feb 2, 2022 | Economics, Savings and Investments
There is much debate, not least amongst those responsible for monetary policy in different economies, whether the recent global increase in inflation will prove ‘transitory’. What exactly do people using that term think it means, or want it to mean to...
by Stuart Fowler | Feb 2, 2022 | DB Pension Transfers, Drawdown
In my recent article on the ‘false logic’ in the FCA’s guidance on transfers from DB pension schemes to personal pensions, I alluded to the risk of awards by the Financial Ombudsman Service (FOS) being biased by that logic. Searching FOS published...
by Stuart Fowler | Jan 21, 2022 | DB Pension Transfers, Pensions
The FCA has bowed to pressure to introduce a Consumer Redress Scheme for all members of British Steel Pension Scheme (BSPS) who were advised to transfer to personal pension alternatives when the company closed the scheme in 2017. Considering there were quite clearly...
by Stuart Fowler | Jan 12, 2022 | Pensions, Savings and Investments
This is not just an academic question. Heads of The Bank of England, HM Treasury and the FCA jointly chaired a working group of the investment industry great and the good which in September 2021 produced a paper, A Roadmap for Increasing Productive Finance Investment,...
by Stuart Fowler | Nov 16, 2021 | Savings and Investments
In this article we give a glimpse of how our modelled probabilities for future real equity returns feed into dynamic asset allocations for the equity component of any Fowler Drew portfolio. This ‘look behind the scenes’ uses the highly-topical example of...
