by Stuart Fowler | Nov 16, 2023 | Economics, Financial Advice
Clients tend to view the value of the proprietary Fowler Drew modelling as a function of the stage they are at in life, rather than whether the economic or capital-market context is one that makes decisions easier or harder. As model builders, we know that the context...
by Stuart Fowler | Dec 14, 2022 | Goal Based Wealth Management, Savings and Investments
Bonds, supposedly the risk-reducing asset in conventional portfolio management, have suffered large losses this year. It is clearer than ever that the retail investment industry needs a new approach to managing risk. In this article we explain how Fowler Drew uses...
by Stuart Fowler | Sep 27, 2022 | DB Pension Transfers
The FCA has consulted (CP22/15) on its detailed proposals for calculating consumer redress in cases where BSPS advice was found to be unsuitable, whether by FOS itself or independent assessors approved by the FCA. This follows an earlier consultation (CP22/6), still...
by Stuart Fowler | Aug 19, 2022 | Charges, Performance
How do you explain to private clients that picking active fund managers in equity markets, or picking advisers who do, is a near-certain route to wealth destruction? Just show how many things have to go right for the extra costs and risks to be rewarded with a better...
by Stuart Fowler | Jun 22, 2022 | DB Pension Transfers
We received the following information (30th May) in response to my FOI request concerning the FCA’s processes for DB-transfer file assessment and the extent of its reliance on a single third party, Grant Thornton. The relevance of the questions to the proposed...
