by Stuart Fowler | Jan 30, 2018 | Miscellaneous
Investors could be forgiven for thinking that the pace of technology disruption is increasing and that it threatens both the current constituents of equity market indices and the core trend of equity real returns. We disagree. The lesson we chose to draw from long...
by Stuart Fowler | Jan 30, 2018 | Miscellaneous
2017 was uneventful. Really? What else could we deduce, though, from a year (the tenth since the global banking crisis first started to unfold) in which exceptionally low bond yields stayed low and equities continued to rise, by slightly more than their long-term...
by Stuart Fowler | Jan 19, 2018 | Miscellaneous
Prompted by talk of a feeding frenzy at Port Talbot, I’ve written a lot about what could explain the media and regulatory bias against transfers from DB to DC pensions. There are two linked strands I have pointed to: a culture of paternalism (Nanny knows best)...
by Stuart Fowler | Jan 11, 2018 | Miscellaneous
How do you protect people from outright scammers or bad advisers without depriving of them of the right to make their own financial choices? If regulation appears unable to eliminate mistakes or fraud, should the ‘nanny state’ step in and restrict choice?...
by Stuart Fowler | Oct 7, 2017 | Miscellaneous
Who might be interested in this? Our response to the FCA’s consultation of pension transfer advice, which can be read , is mainly of interest to fellow pension professionals and pension journalists. It is far more technical, note, than individuals will need or value....
